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Pikorua Security

Interactive sandbox

Run a COI audit yourself.

Twelve vendors across two jobsites and an office portfolio. Find the gaps, chase the brokers, hold the payments.

  1. 1 Open Keystone MechanicalTwo findings on a six-page packet: no CG 20 37, and a residential exclusion on page 4.
  2. 2 Notify the brokerOne notice goes to the vendor and its producer, naming the exact form and wording required.
  3. 3 Simulate the uploadThe broker's corrected endorsement is re-audited, the Procore hold releases and site access returns.
  4. 4 Export the tender packetEvery document and event, timestamped and sealed, ready for defense counsel.
Sandbox date 10/16/2026
Vendors in scope
12
Compliant
25%
Deficient
7
Payment holds
8

Drop in a new packet

2214 Riverside Medical Office Building · SC-2214-031

Keystone Mechanical LLC

Northfield Casualty Co. · AM Best A XII · GL 7741-0093-22

DeficientPayment on holdSite access suspended
  • CG 20 37 completed operations endorsement not in packetpacket
  • Carrier exclusion: work on residential projects (mixed-use site)p.4

Limits vs. Exhibit B, commercial tier 2

GL each occurrence$1,000,000
GL general aggregate$2,000,000
Auto combined single limit$1,000,000
Umbrella / excess$5,000,000
WC employers liability$1,000,000

Endorsements in packet

  • CG 20 10Additional insured, ongoing operations04 13 · p.2
  • CG 20 37Additional insured, completed operationsmissing
  • CG 20 01Primary and non-contributory04 13 · p.3
  • CG 24 04GL waiver of subrogation05 09 · p.4
  • WC 00 03 13WC waiver of subrogation04 84 · p.5
  • CA 20 48Auto designated insured10 13 · p.6

Broker on file: Dana Whitfield, Harbor Point Insurance Agency · dwhitfield@harborpointins.com

Audit event log(4 events)

  1. 10/16/2026 9:01 AMPikorua SecurityPayment hold placed on SC-2214-031 (Keystone Mechanical LLC): CG 20 37 missing
  2. 10/16/2026 8:59 AMPikorua SecurityKeystone Mechanical LLC packet audited in 10.1s: 2 deficiencies on 6 pages
  3. 10/16/2026 8:44 AMPikorua SecurityDay 30 renewal reminder sent to Tom Alvarez (Alvarez & Kim Insurance) for Brightline Electric Co.
  4. 10/16/2026 8:21 AMPikorua SecurityGate 2 badge access suspended for Ridgeline Roofing Inc.: GL expired 10/12/2026

Free 5-COI risk audit

Send five real packets. See every hidden defect.

Upload five subcontractor certificates with their endorsement pages. A risk solutions engineer returns a redline compliance breakdown within 15 minutes, then walks your team through it.

Audit 5 COIs free

Sandbox questions

Is this the real product?
It is the Pikorua Security review workspace running on a fictional general contractor and property portfolio. Audits, broker notices, payment holds and the event log behave the way they do in production; no emails leave the sandbox.
Can I try it with my own certificates?
Yes. Start a 14-day free production trial and upload your current certificates, or send five COI packets for a free audit and get a redline defect report within 15 minutes of upload.
What does auto-enforce do?
With auto-enforce on, any vendor that becomes deficient is placed on payment hold in your project management or accounting system and its crews lose site badge access until the file is fixed. Risk managers can override with a logged reason.

14-day free production trial

Stop letting non-compliant vendors expose your balance sheet.

Upload your current subcontractor COI files. Pikorua Security shows you every hidden coverage defect in 10 minutes.

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